Pregnant with No Insurance in Iowa
If you’re pregnant with no insurance in Iowa, you can expect to pay more for pregnancy and childbirth, but you have options that can help you reduce costs.
Read on to learn more about the costs of pregnancy with no insurance in Iowa and how you can reduce costs. You can also get help now from an adoption specialist if you are considering adoption.
What do I Do if I'm Pregnant with No Insurance in Iowa?
If you are pregnant and have no insurance, you may be eligible for Medicaid. Medicaid covers many women who are pregnant through delivery and for some time after birth.
If you are considering adoption, our staff can help you get set up with Medicaid when you contact us. You can also find out more about Iowa Medicaid resources here.
What if I’m pregnant with no insurance and don't qualify for Medicaid?
If you’re pregnant without health insurance and you don’t qualify for Medicaid, you may be eligible for lower-cost healthcare or may be able to get on a health insurance plan.
The CHIP program allows some pregnant women and children who aren’t covered by Medicaid to get health care coverage, and if you have a qualifying event or are in an open enrollment period, you may be able to get Marketplace health care coverage.
I’m Pregnant with No Insurance in Iowa—Can I Choose Adoption?
You don’t need insurance to choose adoption. You can get help from our adoption specialists any time, 24/7. Our staff can help you connect with state and federal healthcare programs and you can get additional financial support when you choose adoption.
Cost of Giving Birth with No Insurance
The cost of childbirth without insurance depends on the facility you give birth in and the medical services you receive, but getting an estimate of average costs can help you plan.
See a breakdown of some common average costs of hospital delivery below based on FAIR health data for Iowa City, IA without insurance.
C-Section
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Inpatient Cesarean Section $34,000
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Anesthesia $1,696
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Medical Equipment $387
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Laboratory Tests $475
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Medical Tests $2,000
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Radiology $1,684
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Surgery $4,815
Vaginal Delivery
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Inpatient Vaginal Delivery $14,195
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Anesthesia $3,094
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Medical Equipment $387
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Laboratory Tests $546
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Medical Tests $1,000
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Radiology Procedures $551
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Other $3,809
These are only estimates of averages, and you may have additional costs for medical visits during pregnancy and after delivery.
How much is an ultrasound without insurance?
The average cost of an early ultrasound without insurance is $1423 according to 2022 FAIR Health data.
Get Help Managing Pregnancy Medical Costs
When you fill out our online form, our adoption specialists can connect you with resources to help you manage pregnancy-related medical costs.
Frequently Asked Questions
What is the income limit for pregnancy Medicaid in Iowa?
The income limit for pregnancy Medicaid in Iowa is currently 375% of the Federal Poverty Level, but beginning January 2025, a new bill will take effect that limits pregnancy Medicaid to women whose family makes 215% or below of federal poverty level.
How long do you have to be a resident of Iowa to get Medicaid?
Iowans are required to be residents of Iowa to get Medicaid, and residency in Iowa is determined by a variety of factors. This can include the length of time you have lived in Iowa but also includes factors like your home or job being located in Iowa.
What is the highest income to qualify for Medicaid?
The highest income to qualify for Medicaid in Iowa depends on the number of family members in the household. For individuals, the income limit is lower.
What is the income limit for Medicaid in Iowa in 2024?
In 20214, the family income limit for pregnancy Medicaid in Iowa is 375% of the Federal Poverty Level. Beginning January 2025, pregnancy Medicaid will be limited to families that make 215% or below of federal poverty level.
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