Why Is Adoption So Expensive in Iowa?

Some hopeful adoptive parents may be surprised by how expensive it can be to adopt. So, why does it cost so much to adopt in Iowa? There are many factors that go into the overall cost of adoption, and those factors can vary depending on state laws and the agency that you’ve chosen to work with.

Here at our agency, we will always be transparent about our adoption agency fees. If you have any questions about our adoption fees in particular, then please don’t hesitate to contact us online. We’ll supply you with all the information that you need.

Why Is Adoption So Expensive in Iowa?

Adoption comes with a wide range of services for adoptive families and birth parents alike, and much of the average cost to adopt a child goes into these services. From a general standpoint, these costs can be broken down into two different categories: agency fees and variable fees.

Each type is important, and we’ll delve into the specifics of these below:

Agency Fees

Adoption agency fees are, as their name suggests, costs that cover the services your adoption agency provides. Make sure that your adoption agency’s fees are “fixed.” This allows you to budget appropriately and ensures that the costs won’t skyrocket later down the road.

At American Adoptions, you can rest easy knowing that our costs are fixed. You shouldn’t have to deal with ballooning and unexpected expenses. We will always be upfront about what you’ll be paying. Unfortunately, not every agency operates this way. Contact us now to get an estimate. Our fees are always transparent.

Variable Fees

Similar to adoption agency fees in Iowa, variable fees operate precisely the way you might think. These fees are subject to change throughout the process, and they’re usually paid as a part of the birth mother’s living expenses. “Paid adoption” is illegal, but birth mothers receive something known as living expenses, like variable fees, to help cover adoption- and pregnancy-related costs.

For example, living expenses are used to help pay for things like:

• Transportation to doctor’s appointments

• Rent and/or utilities

• Maternity clothing

• Shelter or housing

• And more

When you work with us, we can help you set a budget to account for any variable fees. We understand that adoption can be expensive, and we want to make this process as smooth and straightforward for you as possible.

How Adoption Agency Fees Protect Your Finances

Fixed-Fees

While adoption can be expensive, we are always open about our average adoption fees when you get in touch with us. Our fees remain the same from start to finish, no matter how long it takes to complete your adoption. Other professionals may try to increase their costs as the adoption process progresses, adding up to astronomical fees over time.

Our Risk-Sharing Program

We protect all our hopeful adoptive families with our Risk-Sharing program. This adoption disruption insurance returns 100% of your money in the event of a disruption, which is when a birth mother decides to not place their baby for adoption and changes their mind.

Going through this disruption is already emotionally taxing. It shouldn’t have to be such a financial challenge, too. That’s why our adoption disruption insurance gives you the space to properly heal, whether you need to take a break from the adoption process or discontinue it altogether. You don’t have to worry about losing thousands of dollars with our agency.

Refunds

Many adoptive families receive refunds after the adoption is finalized. This is from unused money that was originally intended for medical expenses. Your adoption specialist will keep you updated about any unused finances that they will return to you.

So, why does it cost money to adopt in Iowa? Because these costs allow us to provide everything you need to become the parents you’ve always dreamed of, safely and as soon as possible. It pays for both the birth mother’s services and your own. We’re happy to answer any more questions that you have about adoption costs when you fill out our online contact form today.

Disclaimer
Information available through these links is the sole property of the companies and organizations listed therein. American Adoptions provides this information as a courtesy and is in no way responsible for its content or accuracy.